Tej Kohli Blog for Study Places in US

A US graduate degree is very costly, especially for the international students, who can’t afford the expenses of education in the US because of paucity of funds and institutions offering financial aid and loans.  Tej Kohli Blog for study places in US brings you the real scenario of financial aid for international students….

Studying in the US is quite an expensive affair. Expenses on tuition, accommodation and boarding at any undergraduate college may cost anywhere between $15,000 to $40,000, depending on where you’re studying. A graduate or post graduate education can cost even more dearly.

For foreign nationals, except those in Canada and Mexico, there is a very little financial aid available to study in the US. Most scholarships, grants and loans from private and public means are limited to the US citizens only. Hence, those who want to study abroad will find very little information on financial aid for international students. We, at Tej Kohli Blog for study places in US, strive to provide you the most comprehensive information on financial aid for international students.

Given below are the key points, which you must consider before working out your budget on studying abroad. Check out the list below to know what kind of aids are available to international students, and an answer to some of your problems you may face when paying for studying in US.

1.Calculate college expenses
2.Prepare a financial planning worksheet
3.Ascertain your sources of financial aid
4.shortlist colleges/institutions with financial aid for international students
5.Subscribe for useful publications
6.Find out scholarship programs for international students
7.Check out loans available for international students

However, the truth remains that there is very little financial aid available for international students and as a result a lot of students don’t study in the US, for they fail to meet the expenses. This holds especially true for undergraduate students.

Tej Kohli talks about the blossoming educational opportunities in UAE.

Opportunities to study in the UAE has grown since the Federation came into being, when only a handful of the urban populace has access to formal education.

At the moment, UAE offers a complete education package to all students, right from kindergarten to the university with free education for citizens all all levels. You’ll also find a comprehensive private education sector, where thousands of promising students, both males and females, pursue their higher education from abroad and that too at the expense of government.

“With a sound educational infrastructure already in place, the primary focus is now on devising and implementing strategies that will equip the young generation to cope the stress and meet challenges of the 21st century workplace.” says Mr. Tej Kohli, founder of the Ozone Real Estate Group.

The Education system in UAE comprises of several educational institutions like schools, colleges and universities. Plus, there are a variety of training institutes that offer vocational courses and other professional qualification and training programs in diverse fields. Every institute is different and so are their objectives, structure and admission criteria.

UAE has some government universities and colleges too where only citizens can take admission. Private institutions on the other hand accept all students who meets the admission requirements.

You may enroll for any program of your choice. The scope of programs may range from technical, academic and professional degrees in several disciplines.

Read more about Tej Kohli!

Tej Kohli is a visionary, real estate investor and the founder of ozone real estate. As a real estate analyst for over several years now, he believes that the recent bounce in Dubai Property market, as indicated by the results of Collier’s Price Index for the 3rd quarter, 2009 will attract more HNI investors to invest in dubai real estate market.

This is the first jump in the Emirate Real Estate sector, since it fell from its peak late last year. Adding to this boon is a slew of new real estate projects coming up in the city. While a few are still in the offing, others are slated for launch anytime soon this year.

Know more about Tej Kohli:

Tej Kohli Real Estate News

Dubai Real Estate updates by Tej Kohli

Dubai Property Prices Increase: Tej Kohli

Ozone Real  Estate

Tej Kohli Blog for Study Places in US brings some important information as regards student accommodation in USA.

Housing policies vary from institution to institution. As far as student’s accommodation in USA is concerned, you may find a range of options for single and married students. You can ask your university to provide you with on and off campus accommodation options along with housing application form. This is necessary in point of fact that most campuses have limited on-campus housing options. Thus, make sure you submit your application form early. The options may range from a shared dormitory to a family apartment.

Some undergraduate universities, however, makes it mandatory for students to live in on-campus dormitories.

Most graduate students, on the other hand, prefer to live off-campus either alone or with 2-3 friends. Since each state has different rent bands that to some extent also depend on location, it is important to find out details beforehand.

It’s not just the American pronunciation, but spellings too that will drive you bonkers:

Tej Kohli picks out some common spelling differences :

In usual Parlance                                           In America

centre, metre…                                center, meter…
cheque                                               check
colour, flavour…                               color, flavor…
grey                                                   gray
dialogue                                            dialog
judgement                                        judgment
maths                                                math
plough                                               plow
storey                                               story (of a building)
aluminium                                        aluminum
traveller                                           traveler

Complied by Tej Kohli

A few more terms by Tej Kohli

1. Immunization
A vaccination that protects your immune system from any disease outbreak.

2. International student/person
A person who travels to the United States on a temporary basis, who is not a national or citizen of the U.S.

3. Internship
Supervised work experience (paid or not paid) for a short-term period. It can be fulltime or part time.

4. Free Application for Federal Student Aid (FAFSA)
Application provided free of charge by the U.S. Dept. of Education to students applying for the federal student aid programs. The FAFSA must be filed by all NHMCCD students who wish to apply for financial aid.

Hello Again! So now that you have decided to study in USA, you must know the ABC of Visa application procedure.

For such information, Tej Kohli Study blog is always at your service.

To start with, applicants should apply at the consular section of the American Embassy any working day, Monday through Friday, during working hours of the consular section.
Documents required are :

• Valid Passport
• One Passport size photograph (In a specified format)
• A Non-immigrant Visa Application (Form 156) available from the Consular section.
• Other require forms. (Will depend on the country you apply from)
• Form I-20 executed by the authorizing official of institution concerned, signed by the applicant.
• Evidence of financial ability to cover the costs of the education and maintenance involved
• Visa fee to (to be paid in the currency mentioned)

When to apply :

An applicant may apply for a student Visa not earlier than 90 days before the registration date specified on the FORM I-20. If the registration date is already passed or the applicant cannot reasonably expect to arrive at the school by the registration date, the applicant should obtain an amended I-20 or a letter of extension from the issuing institution stating by what date the applicant may arrive.

After the Completed application forms along with the documents are submitted;

In most cases, the visa will be issued within a few hours or days of the submission of the application. In some instances, the process may take longer depending on the time of year, consular caseload or other factors.

If your application is denied, you should ask the Consular Officer for a “written denial decision.” This will provide you with the official reason for your visa denial.

Source: U.S. Embassy

If you have any other query regarding visa application, do post in your comments!

Tej Kohli Blog gives a lot of important information for students. Tej Kohli has complied some handy Visa Information.

If you wish to obtain the student’s visa, you need to fulfill the following principal requirements:

1) Acceptance by University

Acceptance of the applicant by an institution of learning for a full course of study is essential. Evidence in support of this requirement consists of a Form I-20 filled out by the accepting school, and signed by the applicant and presented with the visa application.

2) Knowledge of English Language

Evidence that the applicant has sufficient scholastic preparation and knowledge of the English language, if required by the school to undertake a full course of study in the accepting institution. To establish their knowledge of English, applicants are encouraged to take the TOEFL, available in many countries around the world.

3) Proof of Financial Resources

This involves proof that the applicant has sufficient funds to cover the total cost of education and stay in the U.S. This implies evidence of readily available funds to meet all expenses for the first year, and of the availability of funds for the following years from reliable financial resources. To satisfy this requirement applicants may show that funds are available from the educational institution, from their personal resources or from sponsors,who have agreed to pay for their education.

If the support is from the educational institution, in the form of a scholarship, assistantship, on-campus employment, etc.,it is usually noted on the I-20.

If the support is from your home country, the applicant must produce bank books and statements or other documents showing a total amount in your currency equal to the dollar cost of the first year, and evidence regarding sources of funds for subsequent years. If the student is not paying his own expenses, an affidavit of support executed by the sponsor and sworn before a registered authority must also be presented, along with financial evidence indicating the ability to carry out the undertaking.

If the support is from outside your country, the sponsor must provide a letter from his/her bank indicating that the sponsor has sufficient funds to cover the costs involved, together with a current notarized Affidavit of support stating willingness to finance the applicant’s educational expenses. The sponsor should also provide evidence of current employment and income.

With regard to sponsorship, particular weight is given to promises of support from immediate family members. Affidavits from less than immediate relatives and family friends do not carry the same degree of commitment as do affidavits from immediate family members and should be accompanied by a statement explaining in detail what compelling reasons the person has to carry out the promises made on the affidavit.

The Embassy emphasizes that the commitment contained in an affidavit of support is not a mere formality. The U.S. Government regards Affidavits of support to be binding, legal documents that oblige the sponsor to be financially responsible for the student during his/her time in U.S.

4) Proof of Non-Immigrant Intent (Existence of permanent residence)

It is difficult to prove that you intend to return to home country after your studies are complete even though you sincerely intend to. This is because by law, all non-immigrants are viewed as “intending immigrants.” This means that the visa officer is under the assumption that you will be coming to the US and will remain in the US permanently.

You should carry with you documents that demonstrate ties to your home country and would help convince the consul of your intent to return. Such documents may include:

1. Proof of land ownership

2. Economic and Social ties are very important: An applicant’s future role in a family business, academic institution, government agency, professional organization are all possibilities. Bring letters from appropriate parties to demonstrate such facts.

3. If other family members have studied in the U.S. and returned it should be mentioned.

4. Letters from prospective employers recognizing the need for specialized training offered in the U.S. can also serve to aid an application in the applicant’s home country.

5. Providing an explanation of why equivalent educational training is not available in your home country, if applicable.

Most importantly, Consular Officials want to hear from the applicant. At no time, is it recommended that the applicants bring family members with them to the interview.

If you prove to the Consular Official’s satisfaction that you intend to come to the U.S. solely for the purpose of study and will return to your home country upon completion of the program, a visa stamp will be affixed to a page in your passport. You should apply for a multiple entry F-1 student visa. With a multiple entry visa you can travel between US and your home country during the duration of your stay in the Unites States.

Tej Kohli glossary is a perfect way to understand those study abroad ‘Jargons’. Keep checking back Tej Kohli studies blog for more terms.

Academic counseling/advising: Students at U.S. universities and colleges are typically required to speak one on one with an academic counselor or advisor on a regular basis. Because students elect their own courses the advisor helps them to plan their academic calendars, and ensures that they are taking the classes they need to graduate.

Accreditation: the certification that a school or program meets a prescribed academic standard. It is very important to know that a college or university is accredited.

Advanced placement (AP): Some universities/colleges give credit for class work done in high school or to students who prove via examination that they have achieved university- level proficiency in a certain subject.

Campus: the location of a university, college, or school’s main buildings. U.S. campuses are known for their ample size, architecture, landscaping, and numerous student locales.

Coeducational: used to describe an educational environment that includes students of both sexes.

Cooperative education: a program in which students spend a portion of their time in a professional environment outside of the university. The duration of a bachelor’s program is usually five years.

Credits: Universities and colleges typically assign all courses a certain number of credits. Often the number of credits is equivalent to the number of hours spent in class each week.

Associate’s degree: earned upon completion of a degree program at a 2-year college.

Bachelor’s degree: earned upon completion of an undergraduate program, typically four years, at a college or university.

Master’s and Doctorate degree: earned upon completion of a graduate degree program

If you find the American education system to be confusing and different from the education system in your own country, this post on Tej Kohli study blog may help you clear some doubts.

The American education system offers international students the most diverse set of education options in the world. In fact, an international student who elects to take advantage of the American education system can pursue anything from nuclear science to film and dance. American education possibilities are almost endless!

The American education system requires that students complete 12 years of primary and secondary education prior to attending university or college. This may be accomplished either at public (or government-operated) schools, or at private schools. These 12 years of schooling (or their equivalent) may also be completed outside the USA, thus giving foreign students the opportunity to pursue the benefits of the American education system and obtain a quality American education. Perhaps one of the most impressive facts is the large number of presidents, prime ministers and leaders from other countries who have experienced the American education system and graduated from a university or school in the USA. In many fields and industries, the American education system offers the most cutting-edge, sought-after programs at the world’s best schools. That is why graduating from an accredited American school and being exposed to the rigors of the American education system is an investment in your future.

Whether you want to study at a top USA university, a top USA college, or at a USA  ESL, vocational or high school, a thorough understanding of how the American education system works is essential. Without a clear grasp of the American education system, an international student will find it difficult to make the right academic choices. The information provided in the Overview of the American education system section will help you develop that understanding. You can also search our list of top universities, colleges, community colleges, graduate schools, and boys and girls boarding schools in the American education system. It is no surprise that the American education system and the American school system hosts more international students than any other country in the world!